Last Updated: June 15, 2026
Welcome to Medicare Pal (“Medicare Pal,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the Medicare Pal website, services, and related content (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.
Medicare Pal is an independent online platform that helps consumers connect with licensed Medicare insurance agents and agencies. Medicare Pal does not sell Medicare plans, provide insurance coverage, or offer medical, legal, financial, or tax advice.
Medicare Pal is not affiliated with, endorsed by, or operated by the U.S. government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).
You must be at least 18 years of age and legally capable of entering into a binding agreement to use this website.
By using our Services, you represent and warrant that you meet these requirements.
When you submit information through Medicare Pal, you agree to provide accurate, complete, and current information.
You understand that information you provide may be shared with licensed Medicare agents, agencies, insurance organizations, or other service providers within our network for the purpose of responding to your inquiry and providing information regarding Medicare-related products and services.
By submitting your information through our website, you expressly consent to be contacted by Medicare Pal and/or our licensed agent and business partners regarding your inquiry.
You agree that such communications may be made through:
Your consent is not a condition of purchasing any product, service, or insurance plan.
You may revoke your consent at any time by following applicable opt-out instructions or contacting us directly.
Information provided on Medicare Pal is for general informational and educational purposes only.
Nothing on this website constitutes:
Consumers should consult with licensed professionals and review official Medicare materials before making healthcare or insurance decisions.
Use of Medicare Pal does not guarantee:
Plan availability, benefits, premiums, and eligibility requirements may vary by location and individual circumstances.
Medicare Pal may connect users with independent third-party agents, agencies, organizations, and service providers.
These parties operate independently and are solely responsible for their products, services, communications, and representations.
Medicare Pal does not guarantee the performance, conduct, or suitability of any third-party provider.
All content on this website, including text, graphics, logos, software, designs, and other materials, is the property of Medicare Pal or its licensors and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, republish, or commercially exploit any content without prior written permission.
You agree not to:
We reserve the right to restrict or terminate access for violations of these Terms.
The Services are provided on an “as is” and “as available” basis.
Medicare Pal makes no warranties or representations regarding:
To the fullest extent permitted by law, all warranties, express or implied, are disclaimed.
To the maximum extent permitted by law, Medicare Pal and its officers, directors, employees, affiliates, partners, and licensors shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the Services.
Our total liability for any claim relating to the Services shall not exceed one hundred dollars ($100) or the amount paid by you to Medicare Pal, whichever is greater.
You agree to defend, indemnify, and hold harmless Medicare Pal and its affiliates from any claims, damages, liabilities, costs, or expenses arising from:
Your use of the Services is also governed by our Privacy Policy.
By using Medicare Pal, you acknowledge that we may collect, use, and share information as described in our Privacy Policy.
We may update these Terms from time to time without prior notice.
Changes become effective upon posting to this page. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of the state in which Medicare Pal is organized, without regard to conflict-of-law principles.
If you have questions regarding these Terms and Conditions, please contact us at:
Medicare Pal
[email protected]
Medicare Pal is an independent website and is not affiliated with, endorsed by, or operated by Medicare, the Centers for Medicare & Medicaid Services (CMS), or any federal or state government agency.