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Legal Information

Effective Date: June 15, 2026

This Legal Information page provides important disclosures regarding the use of the Medicare Pal website and services. By using this website, you acknowledge and agree to the information outlined below.

Independent Platform

Medicare Pal is an independent agent directory platform that connects individuals seeking Medicare-related information with independently licensed insurance agents and agencies.

Medicare Pal is not an insurance agency, insurance carrier, broker, or government entity.

We do not sell insurance policies, provide Medicare coverage, or offer insurance, legal, financial, tax, or medical advice.

No Affiliation with Medicare or Government Agencies

Medicare Pal is not affiliated with, endorsed by, or operated by:

  • Medicare
  • The Centers for Medicare & Medicaid Services (CMS)
  • The Social Security Administration (SSA)
  • The U.S. Department of Health and Human Services (HHS)
  • Any federal or state government agency

The use of the term “Medicare” is for descriptive purposes only.

Independent Insurance Professionals

Licensed insurance agents and agencies who may receive consumer information through Medicare Pal are independent third parties.

They are not employees, partners, representatives, or agents of Medicare Pal.

Each independent professional is solely responsible for:

  • Maintaining applicable state insurance licenses
  • Complying with all federal and state laws and regulations
  • Marketing and advertising practices
  • Communications with consumers
  • Insurance recommendations and enrollments
  • Products and services offered

Medicare Pal does not supervise, control, or assume responsibility for the actions of any independent agent or agency.

Information Accuracy

While we strive to provide accurate and up-to-date information, Medicare Pal makes no guarantees regarding:

  • Accuracy of website content
  • Availability of Medicare plans or insurance products
  • Eligibility determinations
  • Pricing, benefits, or coverage details
  • Outcomes resulting from use of the platform

Consumers should verify all information directly with licensed professionals and official plan documents.

No Guarantee of Results

Use of this website does not guarantee:

  • Contact by any specific agent
  • Enrollment in any insurance plan
  • Availability of coverage options
  • Approval for Medicare-related benefits

All outcomes depend on individual eligibility and third-party provider decisions.

External Links and Third Parties

Medicare Pal may include links or references to third-party websites or services.

We are not responsible for the content, accuracy, or privacy practices of external websites or third-party providers.

Limitation of Liability

To the fullest extent permitted by law, Medicare Pal shall not be liable for any damages arising from:

  • Use of this website
  • Reliance on website content
  • Interactions with third-party agents or providers
  • Communications or transactions with independent insurance professionals

All use of this website is at your own risk.

Intellectual Property

All content on this website, including text, design, graphics, and branding, is the property of Medicare Pal or its licensors and is protected by applicable intellectual property laws.

Unauthorized use, reproduction, or distribution is prohibited.

Updates to This Legal Notice

Medicare Pal reserves the right to update or modify this Legal Information page at any time without prior notice.

Continued use of the website constitutes acceptance of any updated terms.

Contact Information

If you have any questions about this Legal Information page, please contact us:

Medicare Pal
[email protected]

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