Licensing

Licensing & Agent Disclosure

Effective Date: June 15, 2026

About Medicare Pal

Medicare Pal is an independent consumer referral and lead-generation platform that helps connect individuals seeking Medicare-related information with licensed insurance professionals.

Medicare Pal is not an insurance company, insurance carrier, insurance agency, healthcare provider, or government entity. We do not sell insurance policies, provide insurance coverage, or enroll individuals in Medicare plans.

Our role is limited to helping consumers connect with independent licensed insurance agents and agencies that may be able to assist them with Medicare-related questions and coverage options.

Medicare Pal Is Not a Licensed Insurance Agency

Medicare Pal does not act as an insurance producer, broker, or agent.

Medicare Pal does not:

  • Sell Medicare plans or insurance products
  • Offer insurance advice or recommendations
  • Recommend one insurance carrier over another
  • Negotiate insurance coverage on behalf of consumers
  • Enroll consumers in Medicare plans
  • Act on behalf of any insurance carrier
  • Employ insurance agents

Any information provided on this website is for general educational and informational purposes only and should not be considered insurance, financial, legal, tax, or healthcare advice.

Independent Licensed Insurance Agents

The insurance agents and agencies that may receive consumer inquiries through Medicare Pal are independent businesses.

These professionals are not employees, representatives, partners, joint venturers, or agents of Medicare Pal.

Each independent insurance professional is solely responsible for:

  • Maintaining all required state insurance licenses
  • Complying with applicable federal and state laws
  • Following Medicare marketing regulations
  • Conducting their own business operations
  • Communicating with consumers
  • Providing insurance recommendations
  • Explaining coverage options
  • Processing enrollments when applicable

Medicare Pal does not supervise, direct, manage, or control the activities of independent agents or agencies.

No Endorsement or Guarantee

While Medicare Pal may connect consumers with licensed insurance professionals, we do not endorse, guarantee, or warrant:

  • The qualifications of any individual agent
  • The services provided by any agent or agency
  • The accuracy of information provided by an agent
  • The suitability of any insurance recommendation
  • The availability of any specific Medicare plan
  • The outcome of any interaction between a consumer and an agent

Consumers are encouraged to independently evaluate any insurance professional before making coverage decisions.

License Verification

Consumers may verify an insurance agent’s license status through their state’s Department of Insurance or other applicable regulatory authority.

Before purchasing any insurance product or enrolling in coverage, consumers should confirm that the agent is properly licensed in their state and authorized to sell the products being discussed.

Compensation Disclosure

Medicare Pal may receive compensation from licensed insurance agents, agencies, marketing organizations, or other business partners when consumer inquiries are submitted through our platform.

This compensation helps support the operation of our website and allows us to continue providing free educational resources and referral services.

Compensation arrangements do not create an employment, agency, or supervisory relationship between Medicare Pal and any independent insurance professional.

Consumer Responsibility

Consumers should carefully review all plan materials, benefits, costs, provider networks, and coverage details before making enrollment decisions.

Insurance products, benefits, premiums, provider networks, and eligibility requirements may vary by location and individual circumstances.

Consumers should rely on official plan documents and carrier materials when evaluating coverage options.

Medicare and Government Non-Affiliation Disclosure

Medicare Pal is an independent private company.

We are not affiliated with, endorsed by, or operated by:

  • Medicare
  • The Centers for Medicare & Medicaid Services (CMS)
  • The U.S. Department of Health and Human Services (HHS)
  • The Social Security Administration (SSA)
  • Any federal, state, or local government agency

The Medicare name and related marks are used solely for descriptive and informational purposes.

Contact Us

If you have questions regarding this Licensing & Agent Disclosure, please contact us:

Medicare Pal

[email protected]

Medicare Pal is an independent referral platform and is not a licensed insurance agency. We do not employ insurance agents or provide insurance advice. Agents who may contact you are independent licensed insurance professionals responsible for their own communications, recommendations, and regulatory compliance.