A pre-existing condition is a health condition, illness, or injury that an individual has before obtaining health insurance coverage. Common pre-existing conditions include chronic diseases like diabetes, heart disease, asthma, or cancer, as well as previous injuries or surgeries. In the context of health insurance, pre-existing conditions can impact coverage and costs, as insurers may impose waiting periods, exclusions, or higher premiums for individuals with pre-existing conditions. Before the implementation of the Affordable Care Act (ACA), insurers could deny coverage or charge higher rates based on pre-existing conditions. However, under the ACA, health insurers are prohibited from denying coverage or charging higher premiums based on pre-existing conditions, ensuring that individuals with pre-existing conditions have access to affordable health insurance coverage.
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Who Am I Calling?
By calling this number you will get connected with one of our Medicare Pal License Medicare Insurance Agent.
Are your Doctors In Network?
Before starting you search for a new plan, input the names and locations of your doctors to comfirm their inclusion in the plan’s network.
Complimentary Guide on Medicare Information
Submit your email to get your complimentary, obligation-free ‘Medicare Simplyfied’ into guide, along with other insightfl emails.
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Click “Yes, I’m sure” and we’ll send you an email with instructions on what to do next.
Please note account deletion may take up to about two weeks.
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Enter Medicare Pal ID to Access
Your Profile
When you create an account on Medicare Pal, you receive a unique ID that you can use when talking to a licensed Medicare agent or accessing your account.
When you create an account on Medicare Pal, you get a unique ID that you can use when talking to agent or accessing your account.
Need a medicare ID
Setting up you your profile is simple. Begin by selecting I do not have Medicare Pal ID, and then add your doctors and medications, or pick a preferred plan. Your medicare Pal ID will be created automatically.