A penalty is a punishment or fine imposed on individuals or entities for violating rules, regulations, or contractual obligations. In the context of healthcare and insurance, penalties may be applied for various reasons, such as failing to enroll in health insurance coverage during open enrollment periods, not maintaining continuous coverage, or not complying with specific program requirements. For example, under the Affordable Care Act, individuals may face a penalty for not having health insurance coverage, known as the individual mandate penalty (although this penalty has been eliminated in some jurisdictions). Similarly, Medicare beneficiaries may incur penalties for late enrollment in Medicare Part B or Part D, or for not maintaining creditable prescription drug coverage. Penalties in healthcare and insurance aim to encourage compliance with regulations and ensure the financial stability of insurance programs by discouraging adverse selection and promoting responsibility among participants.
The Medicare Pal promise
Who Am I Calling?
By calling this number you will get connected with one of our Medicare Pal License Medicare Insurance Agent.
Are your Doctors In Network?
Before starting you search for a new plan, input the names and locations of your doctors to comfirm their inclusion in the plan’s network.
Complimentary Guide on Medicare Information
Submit your email to get your complimentary, obligation-free ‘Medicare Simplyfied’ into guide, along with other insightfl emails.
Are you sure you want to delete your account?
Click “Yes, I’m sure” and we’ll send you an email with instructions on what to do next.
Please note account deletion may take up to about two weeks.
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For security and safety reasons we will close your browser session because of inactivity.
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Hospital InsuranceMedicare Part A
Medical InsuranceMedicare Part B
Medicare AdvantageMedicare Part C
Prescription Drug CoverageMedicare Part D
Supplemental InsuranceFormally Medigap
Enter Medicare Pal ID to Access
Your Profile
When you create an account on Medicare Pal, you receive a unique ID that you can use when talking to a licensed Medicare agent or accessing your account.
When you create an account on Medicare Pal, you get a unique ID that you can use when talking to agent or accessing your account.
Need a medicare ID
Setting up you your profile is simple. Begin by selecting I do not have Medicare Pal ID, and then add your doctors and medications, or pick a preferred plan. Your medicare Pal ID will be created automatically.