Medicaid Spend-Down is a process that allows individuals with high medical expenses to qualify for Medicaid coverage by reducing their income to meet the program’s eligibility criteria. Under Medicaid Spend-Down rules, individuals whose income exceeds the Medicaid eligibility limit can “spend down” their excess income on medical bills and expenses. Once their income is reduced to the Medicaid income limit, they become eligible for Medicaid coverage for the remainder of the spend-down period. During this period, Medicaid will cover medical expenses incurred by the individual, including those that contributed to their spend-down. Medicaid Spend-Down provides vital assistance to individuals with significant healthcare needs who would otherwise be unable to afford medical care and services.
The Medicare Pal promise
Who Am I Calling?
By calling this number you will get connected with one of our Medicare Pal License Medicare Insurance Agent.
Are your Doctors In Network?
Before starting you search for a new plan, input the names and locations of your doctors to comfirm their inclusion in the plan’s network.
Complimentary Guide on Medicare Information
Submit your email to get your complimentary, obligation-free ‘Medicare Simplyfied’ into guide, along with other insightfl emails.
Are you sure you want to delete your account?
Click “Yes, I’m sure” and we’ll send you an email with instructions on what to do next.
Please note account deletion may take up to about two weeks.
Are You Still Online?
For security and safety reasons we will close your browser session because of inactivity.
- 00sec
Hospital InsuranceMedicare Part A
Medical InsuranceMedicare Part B
Medicare AdvantageMedicare Part C
Prescription Drug CoverageMedicare Part D
Supplemental InsuranceFormally Medigap
Enter Medicare Pal ID to Access
Your Profile
When you create an account on Medicare Pal, you receive a unique ID that you can use when talking to a licensed Medicare agent or accessing your account.
When you create an account on Medicare Pal, you get a unique ID that you can use when talking to agent or accessing your account.
Need a medicare ID
Setting up you your profile is simple. Begin by selecting I do not have Medicare Pal ID, and then add your doctors and medications, or pick a preferred plan. Your medicare Pal ID will be created automatically.