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The Donut Hole, also known as the coverage gap, is a phase in Medicare Part D prescription drug plans where beneficiaries are responsible for a higher percentage of their medication costs. Once a beneficiary reaches the initial coverage limit, they enter the Donut Hole, where they must pay a higher percentage of the drug costs until they reach the catastrophic coverage threshold. During this phase, beneficiaries may face significant out-of-pocket expenses for their medications.

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Your Profile

When you create an account on Medicare Pal, you receive a unique ID that you can use when talking to a licensed Medicare agent or accessing your account.

When you create an account on Medicare Pal, you get a unique ID that you can use when talking to agent or accessing your account. 

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Setting up you your profile is simple. Begin by selecting I do not have Medicare Pal ID, and then add your doctors and medications, or pick a preferred plan. Your medicare Pal ID will be created automatically.

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New York, NY 10001