Creditable coverage refers to healthcare coverage provided by an employer, union, or other entity that meets or exceeds the minimum standards set by Medicare. Individuals with creditable coverage may be eligible for special enrollment periods and may not face penalties for late enrollment in Medicare Part D or Part B. Employers are required to notify their employees about the creditability of their health coverage each year. Understanding creditable coverage is essential for individuals nearing Medicare eligibility age to make informed decisions about their healthcare coverage options and avoid potential penalties for late enrollment in Medicare plans.
The Medicare Pal promise
Who Am I Calling?
By calling this number you will get connected with one of our Medicare Pal License Medicare Insurance Agent.
Are your Doctors In Network?
Before starting you search for a new plan, input the names and locations of your doctors to comfirm their inclusion in the plan’s network.
Complimentary Guide on Medicare Information
Submit your email to get your complimentary, obligation-free ‘Medicare Simplyfied’ into guide, along with other insightfl emails.
Are you sure you want to delete your account?
Click “Yes, I’m sure” and we’ll send you an email with instructions on what to do next.
Please note account deletion may take up to about two weeks.
Are You Still Online?
For security and safety reasons we will close your browser session because of inactivity.
- 00sec
Hospital InsuranceMedicare Part A
Medical InsuranceMedicare Part B
Medicare AdvantageMedicare Part C
Prescription Drug CoverageMedicare Part D
Supplemental InsuranceFormally Medigap
Enter Medicare Pal ID to Access
Your Profile
When you create an account on Medicare Pal, you receive a unique ID that you can use when talking to a licensed Medicare agent or accessing your account.
When you create an account on Medicare Pal, you get a unique ID that you can use when talking to agent or accessing your account.
Need a medicare ID
Setting up you your profile is simple. Begin by selecting I do not have Medicare Pal ID, and then add your doctors and medications, or pick a preferred plan. Your medicare Pal ID will be created automatically.