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Derick Smith

Principal writer, insurance and medicare advisory

MedicarePal principal writer Derick Smith covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Smith believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.

Experience

Derick is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool.

Education

Smith has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.

Media mentions

Articles by Derick Smith

 Disability Giveback Program
Feb. 17, 2025

Disability Giveback Program

The concept of a Disability Giveback Program centers around providing financial relief and additional support to individuals who are living with disabilities. This concept, while not a formal program under this name, encompasses various initiatives and benefits that aim to...

 Who Qualifies for $144 Back from Medicare
Feb. 17, 2025

Who Qualifies for $144 Back from Medicare

Medicare is a federal health insurance program that provides coverage for eligible individuals. It is divided into several parts, including Part A (hospital insurance) and Part B (medical insurance). While Part A is generally premium-free for most beneficiaries, Part B...

 Medicare Enrollment
Feb. 17, 2025

Medicare Enrollment

Medicare, the federal healthcare program in the United States, is essential for millions of Americans, primarily those aged 65 and older, and certain younger individuals with disabilities. Understanding how and when to enroll in Medicare is crucial to access the...

 Compare Medicare Supplement Plans
Feb. 17, 2025

Compare Medicare Supplement Plans

Medicare Supplement plans, also known as Medigap plans, offer additional healthcare coverage to Medicare beneficiaries, filling the gaps left by Original Medicare (Medicare Part A and Part B). These plans are offered by private insurance companies and can be a...

 Medicaid Enrollment
Feb. 17, 2025

Medicaid Enrollment

Medicaid is a vital government program in the United States that provides healthcare coverage to eligible low-income individuals and families. Medicaid enrollment is the process through which individuals apply for and gain access to this essential coverage. In this comprehensive...

 ¿QUIÉN TIENE EL DESCUENTO DE MEDICARE DE $144?
Feb. 17, 2025

¿QUIÉN TIENE EL DESCUENTO DE MEDICARE DE $144?

Medicare is a federal health insurance program that provides coverage for eligible individuals. It is divided into several parts, including Part A (hospital insurance) and Part B (medical insurance). While Part A is generally premium-free for most beneficiaries, Part B...

 Publicación de ejemplo de prueba
Feb. 17, 2025

Publicación de ejemplo de prueba

If you’re looking to invest money for the short term, you’re probably searching for a safe place to stash cash before you need to access it in the not-so-distant future. The volatile markets and slumping economy led many investors to...

 How Do you Qualify to Get $144 Back From Medicare?
Feb. 17, 2025

How Do you Qualify to Get $144 Back From Medicare?

Medicare, the federal health insurance program primarily for Americans aged 65 and older, provides essential coverage for millions of beneficiaries across the United States. However, many may not be aware that some individuals can qualify for a unique benefit known...

 Aetna Part b Giveback
Feb. 17, 2025

Aetna Part b Giveback

Healthcare costs in the United States can be a significant burden for many seniors, especially when it comes to Medicare Part B premiums. Aetna, one of the nation’s leading healthcare insurance providers, offers a unique solution known as the Aetna...

 What is Medicare
Feb. 17, 2025

What is Medicare

Medicare, the federal healthcare program in the United States, plays a crucial role in providing access to essential medical services for millions of Americans. Created in 1965, Medicare has evolved to become a cornerstone of healthcare coverage for eligible individuals,...

 Retirement Roadmap: Crafting Your Financial Future
Feb. 17, 2025

Retirement Roadmap: Crafting Your Financial Future

Medicare Short Plans provide a concise and streamlined approach to healthcare coverage for eligible individuals. These plans typically offer essential benefits tailored to specific needs, ensuring comprehensive medical services without unnecessary complexities. With a focus on affordability and simplicity, Medicare...

 Social Security Give Back Benefit Zip Codes
Feb. 17, 2025

Social Security Give Back Benefit Zip Codes

Social Security, a cornerstone of financial security for millions of Americans, encompasses various programs designed to provide support to individuals and families in need. While most people are familiar with the core Social Security benefits like retirement and disability payments,...

 Medicare Advantage Give Back Plans: A Comprehensive Guide
Feb. 17, 2025

Medicare Advantage Give Back Plans: A Comprehensive Guide

Medicare Advantage plans, often referred to as Part C of Medicare, have gained popularity for their comprehensive coverage and additional perks beyond the traditional Medicare program. Among the various Medicare Advantage plans, there’s a unique offering known as Medicare Advantage...

 Who qualifies for an extra $144 added to their social security?
Feb. 17, 2025

Who qualifies for an extra $144 added to their social security?

Social Security plays a crucial role in providing financial stability to millions of Americans during their retirement years. In an effort to ensure that retirees can maintain a basic standard of living, the government has implemented various programs and initiatives...

 What zip Codes Have the Medicare Give Back Program
Feb. 17, 2025

What zip Codes Have the Medicare Give Back Program

The Medicare Give Back Benefit, also known as the Part B Premium Reduction, is a feature of certain Medicare Advantage plans that refunds a portion of the Medicare Part B premium to enrollees. This benefit can be particularly appealing to...

 What Is Medicare and How Does It Work?
Feb. 17, 2025

What Is Medicare and How Does It Work?

Medicare is a government-sponsored health insurance program in the United States that provides coverage for medical expenses to eligible individuals. It was established in 1965 and primarily serves senior citizens aged 65 and older. However, it also extends coverage to...

 ¿Qué es Medicare y cómo funciona?
Feb. 17, 2025

¿Qué es Medicare y cómo funciona?

Medicare is a government-sponsored health insurance program in the United States that provides coverage for medical expenses to eligible individuals. It was established in 1965 and primarily serves senior citizens aged 65 and older. However, it also extends coverage to...

 Medicare Part B Giveback Zip Codes
Feb. 17, 2025

Medicare Part B Giveback Zip Codes

Medicare, the federal health insurance program primarily for Americans aged 65 and older, offers a variety of benefits to ensure seniors have access to essential healthcare services. One lesser-known facet of Medicare is the Medicare Part B Giveback program, designed...

 How Do I Get the $16728 Social Security Bonus?
Feb. 17, 2025

How Do I Get the $16728 Social Security Bonus?

The concept of a “$16,728 Social Security bonus” has gained attention as people look for ways to maximize their Social Security benefits. It’s crucial to understand that there isn’t a one-time bonus of $16,728 that Social Security recipients can simply...

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